Download and log into the using your MPIN or biometric authentication. Navigate to the Loans section on the dashboard. Select your active Personal Loan Account . Tap on Statement of Account or Repayment Schedule .
Select your preferred file format (PDF or Excel) and click . Method 2: Via Kotak Mobile Banking App Open the Kotak Mobile Banking App on your smartphone.
The mobile application is the fastest way to download your statement on the go. Download and log into the using your MPIN
Click on and select your active loan account number.
A high-quality repayment schedule provides a complete "roadmap" of your loan, including: Repayment Schedule - Kotak Mahindra Bank Tap on Statement of Account or Repayment Schedule
Understanding your repayment schedule is the foundation. The “extra quality” is about optimizing your loan by making additional payments. This can significantly reduce the total interest you pay and shorten your loan tenure. However, Kotak’s policy has specific rules for this.
: Follow the automated prompts to verify your identity via a one-time password (OTP) sent to your registered mobile number. The mobile application is the fastest way to
Look for the option labeled "Repayment Schedule" or "Loan Account Statement". Save: Download the PDF or CSV/Excel file. Method 2: Via Kotak Mobile Banking App (Fastest Method) Login: Open the Kotak Mobile Banking App . Navigate: Go to the 'Loans' tab. Select Loan: Tap on your active personal loan.
If you still see blurry text, leave a comment below or reach out to Kotak’s 24/7 support. A clear repayment plan is your roadmap to financial freedom.
You can make part payments on your Kotak personal loan, subject to the bank’s terms (often up to 20% of the outstanding principal).